Standard Charge Mortgage Terms

The Standard Charge Mortgage Terms (SCMT) is a legal document that outlines the terms and conditions when borrowing and repaying money when real property is used as collateral. It defines what a member agrees to when they obtain mortgage financing at CCCU.

The SCMT is a legal document and must be provided to all CCCU members when borrowing money using real property as collateral. If the financing is completed with a lawyer, the lawyer must provide a copy of the SCMT. If the financing is done in branch as a refinance of an existing mortgage, CCCU will provide a copy or direct members to the document which is posted on our website.

View the complete CCCU Standard Charge Mortgage Terms.

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