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There are two kinds of “later” you can choose from: the one you save for, or the one you’re left with.

Trust us, the first option is much better—and we can help you get there. When it comes to saving, your Crosstown Civic Credit Union advisor will help you understand all your options and select the best products now to achieve your goals later—whether those goals are taking that long overdue road trip or spending your retirement fishing with your grandchildren.

Crosstown Civic members are true owners of our credit union, so we always work in your best interest: you’ll receive the best rates available and the best investment advice we can offer.

Get in touch today to make the most of your long- or short-term savings.

Please fill out the contact form and one of our representatives will follow up with your request. 

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Featured Rate:
*Rates subject to change without notice. 

See all rates

Why save with Crosstown Civic?

If you want a better later, you need to start saving now. We’ll help you set your goals, choose a product and create a personalized plan to help you reach your better later.
Rates guaranteed up to 60 days.*

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Sound Advice:
Plan for a better later.

No one’s life story is the same. Your financial solutions need to suit your individual needs. Our financial advisors help you develop a plan to achieve your goals and make future chapters in your life story successful and satisfying.

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Leading Rates & Laddering:
Make more from your money.

Our laddering option provides the opportunity to take advantage of the best available rates at the time. Compound interest lets you make more money from your savings without any additional effort from you.

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Deposits Guaranteed:
Rest assured your money is safe.

All your deposits to Crosstown Civic Credit Union are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba. You can feel secure knowing both your principal and interest are guaranteed.


Member Rewards are our way of thanking you.

As true owners, our members receive a share in our annual profits. To date, the Member Rewards program has returned more than $64 million to members since its conception. Of that amount, $37 million has been paid out in cash.

Investment Products

There is a wide variety of investment products available to help you achieve your goals—each with its own flexibility, interest rate, benefits and limitations. Crosstown Civic has a number to choose from:

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Registered Retirement Savings Plan

Invest more in your future and reduce the amount of income tax you pay.

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Guaranteed Investment Certificate

Earn a top rate of return on your guaranteed investments.

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Tax-Free Savings Account

Shield your savings from tax and keep more for yourself.

Learn More
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Registered Retirement Income Fund

Pay yourself in retirement while continuing to earn high interest.

Learn More

Tools + Resources

What will it take to reach your investment goal? Do you know what it takes to create a secure retirement?

Try our investment calculators to learn how much you can save for a better later

Effective Monday, July 13, our 171 Donald Street branch will join the seven suburban branches and reopen to members at regular business hours.
The Winnipeg Square branch will remain available by phone only. Find out more.