Personal

Savings

Plan 24 Savings 0.10%
Premium Savings 0.90%
Platinum Savings  
$0-$99,999 1.20%
$100,000-$249,999 1.35%
$250,000+ 1.50%
Grow Savings  
$0 - $2,000 1.55%
$2,001+ 0.10%
USD Savings 0.10%

*Rates are effective January 20, 2021 and are subject to change without notice.

Chequing

All-in-One Chequing  
$0-$4,999 0.05%
$5000-$24,999 0.05%
$25,000-$59,999 0.10%
$60,000.00+ 0.15%
Grow Chequing 0.05%
Student Chequing 0.05%

*Rates are effective January 1, 2021 and are subject to change without notice.

Non-Redeemable Term Deposits

Interest is paid or compounded annually.

 GICRRSP/TFSA/RRIF/LIRA/LIF
1 Year 1.40% 1.40%
18 Month 1.40% 1.40%
2 Year  1.50%  1.50%
30 Month  1.50% 1.50%
3 Year  1.50% 1.50%
42 Month  1.60% 1.60%
4 Year 1.60% 1.60%
54 Month 1.60% 1.60%
5 Year  1.70%  1.70% 

*Rates are effective January 1, 2021 and are subject to change without notice.

 

RRSP/RRIF/LIRA/LIF Variable Rate

RRSP/RRIF/LIRA/LIF Variable Rate 1.50%
Tax Free Savings Account 1.50%
 RESP Variable Open 1.05%

*Rates are effective January 20, 2021 and are subject to change without notice.

Closed Mortgages (owner-occupied residential) with 20% pre-payment privilege

Residential Variable Term at PRIME - .55% 1.90%
6 Month 3.24%
1 Year 1.85%
2 Year 1.85%
3 Year 1.90%
4 Year 1.95%
5 Year 1.95%

*Rates are effective January 1, 2021 and are subject to change without notice.

Open Mortgages

Residential Variable Open 2.45%
Canadian Prime 2.45%

*Rates are effective January 1, 2021 and are subject to change without notice.

*The annual percentage rate (APR) is equivalent to the annual interest rate (AIR), and assumes that no fee(s) apply. If fees(s) are required as part of the application processing, any fee(s) would increase the APR.

 

Effective Wednesday, January 20, most of our branches will reopen to members. Learn more.
Important Notice: We merged with Access Credit Union effective January 1, 2021. Please continue using your legacy Crosstown Civic website, online banking and mobile app until further notice. Learn more