Term Deposit Plans

Worry-free investments with a guaranteed return on investment

A GIC, or term deposit, is a secure, low-risk investment product with a guaranteed rate of return over a fixed period. If risk-free investing is what you need, Access Credit Union has terms available for 1 to 5 years in six-month increments.

You will enjoy peace of mind knowing that your investment is solid and secure, because all deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.

Minimum deposit $1,000*
Terms 1-5 years
Interest calculated Daily
Interest paid Annually on anniversary

*Minimum deposit for youth and students is $100.

Invest in a Term Deposit

Ready to start investing to meet your financial goals? Contact our Wealth Advisor, Kim Tachan, at 204.560.5602 to get started on your investments and financial planning.

At a glance: Investment resources

Learn more about our new investment options, or learn more about your potential rates of return:

Download Investment Plan Brochure PDF | View current interest rates | Calculate your savings

Important: We are upgrading to a new digital banking platform. Please update or verify your mobile number or personal email by June 1st to access online banking post-upgrade. Learn more>>