Personal Deposit Accounts

Where you need us to be, at any stage of your life

We are pleased to offer our new, consolidated Access Credit Union account lineup and service fee structure. These went into effect on January 1, 2021 with the official merger of Access Credit Union and Crosstown Civic Credit Union.

We’re proud to offer you solutions and choices for every stage of life: starting out, mid-career, and retirement, plus everything in between.

Most accounts are similar to the ones they succeeded—with added benefits and a new name or two. We carefully assessed each product to keep the best benefits for existing and future members, including:

  • Monthly interest payments on most interest-paid accounts
  • Free INTERAC e-Transfers® on many account packages
  • Competitive interest rates (including variable TFSAs)

Browse by account type to learn more:

Starting Out: Youth and Student Accounts

Get the head start you need with no-fee chequing, free e-Transfers®, and reduced interest rates on student loans and lines of credit.

Day-to-Day: Personal Chequing Accounts

We have a chequing account for every phase and every walk of life: starting out, mid-career, retirement, and everything in between.

For Tomorrow: Personal Savings Accounts

Whether you’re saving for something big or small, building on your income, or simply just planning ahead, we’ve got a savings plan that fits your needs.

Accounts at a glance: Downloadable resources

Learn more about the new accounts and service fees by browsing our updated account brochures:

Personal Accounts | Business Accounts | Service Fees

What’s changed from your previous Crosstown Civic account?

We’ve highlighted specific changes for you in this PDF.

Important: We are upgrading to a new digital banking platform. Please update or verify your mobile number or personal email by June 1st to access online banking post-upgrade. Learn more>>