Lines of Credit

Lines of credit offer lower interest rates than most credit cards and loans – saving you money in the end.

If you’re looking for a flexible, low-cost form of borrowing that YOU control, then a Crosstown Civic Line of Credit may be the right product for you. Once you’re approved, you have access to the funds you need. PLUS you only pay interest on the funds you use.

With a Crosstown Civic Line of Credit, you get:

  • Pre-approved credit limits
  • Competitive interest rates
  • Low minimum monthly payments
  • Access via online, mobile and telephone banking
  • Optional life and disability insurance for qualifying members

Lines of credit are great for:

  • Renovations
  • Small debt consolidations*
  • Emergency access to credit
  • RRSP contributions

Your Access Advisor is ready to help you get the funds you need, for whatever you need them for. Apply online today.

At a Glance: Lending Resources

Borrowing calculators | Current interest rates

*Conditions apply. See branch for details.

Effective Wednesday, January 20, most of our branches will reopen to members. Learn more.
Important Notice: We merged with Access Credit Union effective January 1, 2021. Please continue using your legacy Crosstown Civic website, online banking and mobile app until further notice. Learn more