Personal Borrowing Options & Solutions

Where you need us to be, helping to get you there

We are pleased to offer our new Access Credit Union borrowing options.

This went into effect on January 1, 2021 with the official merger of Access Credit Union and Crosstown Civic Credit Union.

We offer customized lending solutions at great rates for all your borrowing needs. Regardless of how long you need to borrow for, whether it’s a little or a lot, we have the lending product that’s right for you.

We offer lines of credit as well as variable and fixed rate loans and mortgages – all at competitive interest rates and with flexible repayment options. Whether you’re thinking about buying a home, taking a vacation, or paying off your bills at a reduced interest rate, Access Credit Union has the product for you. PLUS we offer optional Life and Disability Insurance for qualifying members.

Find the loan, line of credit, or mortgage that fits your budget and helps you achieve your goals.

Contact our Mobile Mortgage Specialists or your local branch to get the funds you need, for whatever you need them for.

Browse by borrowing option type to learn more:


For first-time home buyers, owners looking to upgrade, empty nesters looking to downgrade, and everything in between. We have the right mortgage for you.


Loans are a lower-interest alternative to high-interest credit cards and payday loans. Access loans give you the flexibility to choose the terms that work best for you.

Lines of Credit

If you’re looking for a flexible, low-cost form of borrowing that YOU control, then a Line of Credit may be the right product for you.

Borrowing resources

Learn more about lending rates and options:

Meet with an Advisor | View current interest rates | Calculate your options

Important: We are upgrading to a new digital banking platform. Please update or verify your mobile number or personal email by June 1st to access online banking post-upgrade. Learn more>>