Youth Accounts

Get your kids started out right with the Youth Account product that’s right for them.

If you’re a young member just starting out on your financial journey, we’ll give you an account with no monthly fees and unlimited transactions, just to get you going.

Account Type


Perfect For

Edge Start Savings

This beginners account helps kids learn how to start saving.

No monthly fee + Crosstown Civic Credit Union will cover the first $5 investment.*

Members aged 0 to 13

(must be joint with a parent until age 13)

Youth Edge Chequing

Perfect for the young money-maker.

No monthly fee, no transaction fees + Crosstown Civic Credit Union will cover the first $5 investment.*

Members aged 13 to 20

Student Edge Chequing

All the benefits of a chequing account plus tiered savings to help you transition to the financial responsibilities of post-secondary education.

No monthly fee + no transaction fees.

Full-time students who are enrolled in a post-secondary educational institution**

*A $5.00 deposit is required for membership with Crosstown Civic Credit Union.
**A full-time student will be defined as someone taking 18 credit hours or three full courses per semester. There is no age limit but proof of enrollment is required annually in order to maintain these account benefits.

Looking for more options?

>> Check out our Chequing Account and Savings Account products.


ONLINE BANKING PASSWORD CHANGES: Some members may be asked to change their PAC (password) when logging into online banking. Find out more.
Protect yourself and others. Effective Monday, September 28, members and staff are now required to wear a mask in all branches with some exceptions in accordance with the Public Health Order. Find out more.