Service Fees

The service fee charges are effective as of July 21, 2019. The fees and service charges listed below reflect per-item charges unless otherwise listed. Service fees and charges may vary depending on account type.

Account-related fees apply to Personal and Business accounts and are subject to change.

 

Other Services Fees:

INTERAC E-TRANSFER®:

Send $1.00
Receive FREE
Cancel $1.50
Request Money (paid by the requestor) $1.00

CHEQUE, DEPOSIT AND PAYMENT PROCESSING:

Corporate Draft $6.00
USD or International Draft $6.00
Non-Sufficient Funds (NSF) $45.00
Overdraft Handling $5.00
Unauthorized Overdraft min. $3.00 + interest
Stop Payment $11.00
Cash Handling Fees*:
Cash Deposits $1.00
(over $12,000 per day - cost per $1,000 on total cash deposits(s))
Cash Withdrawals $1.00
(over $5,000 per day - cost is per $1,000 over first $5000 withdrawn)
Coin Deposit (per $100.00 rolled) $2.00
Coin Dispensed (per $100.00 rolled) $2.00
Coin Deposit (<$100.00 per roll)** $0.15

*Crosstown Civic Credit Union reserves the right to levy a recurring or per-transaction fee for deposits in cases wherein our sole discretion it is deemed warranted. This may include, but is not necessarily limited to, one or more of; frequent deposits, large cash volumes, regular transfer-out activity, etc. **Fees do not apply to Edge Start or Youth Edge accounts.

WIRE FUNDS TRANSFER:

Wire Transfer - Incoming $15.00
Wire Transfer - Outgoing Canadian FI $15.00
Wire Transfer - Outgoing US FI $25.00
Wire Transfer - Outgoing International FI $40.00
Wire Trace/Recall Requests $30.00

EXPRESS CHEQUES:

Personal
Quantity 4 $6.00
Quantity 24 $18.00
Additional quantities available. See branch for pricing.
Business
Quantity 12 $20.00
Quantity 50 $50.00
Additional quantities available. See branch for pricing.
Accessories
Wallet $1.25
Register $0.50
Binder $30.00

ATM SERVICES:

Withdrawal or Transfer CCCU or other MB credit union FREE
Withdrawal or Transfer other CDN credit union (ACCULINK) FREE
Withdrawal or Transfer other FI within Canada $2.00
Withdrawal other FI US & International (CIRRUS) $3.50

CARD SERVICES:

Debit Card Replacement $10.00

SAFETY DEPOSIT BOX ANNUAL RENTAL:

1.5 x 5 x 24 $35.00
2.5 x 5 x 24 $45.00
2.5 x 10 x 24 $70.00
5 x 5 x 24 $55.00
5 x 10 x 24 $110.00
Lock Drilling $200.00
Key Replacement $90.00

CLOSING ACCOUNTS:

Accounts closed within 90 days $20.00
RRSP/RRIF/TFSA Transfer-out* $50.00
RESP Transfer-out* $50.00

*One fee per cheque issued.

REGISTERED PRODUCT FEE SCHEDULE:

RRSP/RRIF/TFSA Transfer Out $50.00
Concentra Financial Estate Payout Consultation $175/hr
T3 Return Filing by Concentra Financial $175/hr
Duplicate tax information receipts/per slip $5.00

NIGHT DEPOSIT SERVICES:

Disposable bags (per 50) $15.00
Reusable bag $20.00
Key $5.00

OVER THE COUNTER BILL PAYMENT:

Bill Payment $1.50

The in-branch fee for Bill Payment is FREE for Golden Chequing or Savings account members paying the following bills; Manitoba Hydro, Manitoba Blue Cross, Bell MTS Res/Bus; Bell MTD Internet; Bell MTS Mobility; Bell MTS Home Services;The Winnipeg Free Press; The Winnipeg Sun; Winnipeg Water Utility; Bell Wireless Alliance; Rogers Wireless; Shaw Cable; Collabria Credit Card.

 

>> Download our Service Fees.