Service Fees

The service fee charges are effective as of January 1, 2020. The fees and service charges listed below reflect per-item charges unless otherwise listed. Service fees and charges may vary depending on account type. Account-related fees apply to Personal and Business accounts and are subject to change.

 

Other Services Fees:

INTERAC E-TRANSFER®:

Send $1.00
Receive FREE
Cancel $1.50
Request Money (paid by the requestor) $1.00

CHEQUE, DEPOSIT AND PAYMENT PROCESSING:

Corporate Draft $6.00
USD or International Draft $6.00
Non-Sufficient Funds (NSF) $45.00
Overdraft Handling $5.00
Unauthorized Overdraft min. $3.00 + interest
Stop Payment $11.00
Cash Handling Fees*:
Cash Deposits $1.00
(over $12,000 per day - cost per $1,000 on total cash deposits(s))
Cash Withdrawals $1.00
(over $5,000 per day - cost is per $1,000 over first $5000 withdrawn)
Coin Deposit (per $100.00 rolled) $2.00
Coin Dispensed (per $100.00 rolled) $2.00
Coin Deposit (<$100.00 per roll)** $0.15

*Crosstown Civic Credit Union reserves the right to levy a recurring or per-transaction fee for deposits in cases wherein our sole discretion it is deemed warranted. This may include, but is not necessarily limited to, one or more of; frequent deposits, large cash volumes, regular transfer-out activity, etc. **Fees do not apply to Edge Start or Youth Edge accounts.

WIRE FUNDS TRANSFER:

Wire Transfer - Incoming $15.00
Wire Transfer - Outgoing Canadian FI $15.00
Wire Transfer - Outgoing US FI $25.00
Wire Transfer - Outgoing International FI $40.00
Wire Trace/Recall Requests $30.00

EXPRESS CHEQUES:

Personal
Quantity 4 $6.00
Quantity 24 $18.00
Additional quantities available. See branch for pricing.
Business
Quantity 12 $20.00
Quantity 50 $50.00
Additional quantities available. See branch for pricing.
Accessories
Wallet $1.25
Register $0.50
Binder $30.00

ATM SERVICES:

Withdrawal or Transfer CCCU or other MB credit union FREE
Withdrawal or Transfer other CDN credit union (ACCULINK) FREE
Withdrawal or Transfer other FI within Canada $2.00
Withdrawal other FI US & International (CIRRUS) $3.50

CARD SERVICES:

Debit Card Replacement $10.00

SAFETY DEPOSIT BOX ANNUAL RENTAL:

1.5 x 5 x 24 $35.00
2.5 x 5 x 24 $45.00
2.5 x 10 x 24 $70.00
5 x 5 x 24 $55.00
5 x 10 x 24 $110.00
Lock Drilling $200.00
Key Replacement $90.00

CLOSING ACCOUNTS:

Accounts closed within 90 days $20.00
RRSP/RRIF/TFSA Transfer-out* $50.00
RESP Transfer-out* $50.00

*One fee per cheque issued.

REGISTERED PRODUCT FEE SCHEDULE:

RRSP/RRIF/TFSA Transfer Out $50.00
Concentra Financial Estate Payout Consultation $195/hr
T3 Return Filing by Concentra Financial $195/hr
Duplicate tax information receipts/per slip $5.00

NIGHT DEPOSIT SERVICES:

Disposable bags (per 50) $15.00
Reusable bag $20.00
Key $5.00

OVER THE COUNTER BILL PAYMENT:

Bill Payment $1.50

The in-branch fee for Bill Payment is FREE for Golden Chequing or Savings account members paying the following bills; Manitoba Hydro, Manitoba Blue Cross, Bell MTS Res/Bus; Bell MTD Internet; Bell MTS Mobility; Bell MTS Home Services;The Winnipeg Free Press; The Winnipeg Sun; Winnipeg Water Utility; Bell Wireless Alliance; Rogers Wireless; Shaw Cable; Collabria Credit Card.

 

>> Download our Service Fees.

Effective Monday, July 13, our 171 Donald Street branch will join the seven suburban branches and reopen to members at regular business hours.
The Winnipeg Square branch will remain available by phone only. Find out more.