Premium Tiered Savings

Our Premium Tiered Savings account is best suited for members with larger, long-term savings goals. A high-yield tiered savings account provides an investment-type rate of return, earning a higher rate on larger savings balances. This account lets you build savings without having to lock them away. Plus. no monthly fees!

Interest is calculated on the minimum monthly balance (MMB) from the first day to the last day of the month with interest paid on the last day of each month. To earn interest for the current month, a deposit will need to occur by the end of the day on the 1st of the month, which would set the MMB base. Highest applicable rate paid on entire minimum monthly balance.

Please note the minimum monthly balance (MMB) interest is calculated using the following formula:

Minimum account balance for the month x Interest rate x # of days in the month / # of days of the year = monthly interest

Recommended Use: Long-term Saving

 The following fees apply:


Monthly Fee FREE
# of Free Full-Serve & Electronic Transactions ONE FREE


Debit (cheque, withdrawal or intra-account transfer) $1.25
In-branch Deposit FREE
Bill Payment Debit* $1.25

ELECTRONIC TRANSACTIONS (automated & online/mobile/telephone banking)

Debit (Bill Payment, Interac e-Transfer®)** $1.25
Pre-authorized Debit (PAD) $1.25
Pre-authorized Deposit FREE
ATM Withdrawal or Debit Card Point-of-Sale Purchase1 $1.25
Intra-account Transfer $1.25
Remote Deposit FREE


eStatements with Cheque Images FREE

PLEASE REFER TO ACCOUNT-RELATED FEES & OTHER SERVICES FOR ADDITIONAL APPLICABLE FEES. 1Service Fees on Personal Savings Accounts are subject to change. *Additional Bill Payment fees may apply. **Additional Interac e-Transfer® fees may apply.


Interest rates are tiered based on the account balance. There are three levels:




>> Check out our current interest rates.

ONLINE BANKING PASSWORD CHANGES: Some members may be asked to change their PAC (password) when logging into online banking. Find out more.
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