Golden Savings

Available to members aged 59 years and over, our Golden Savings account provides benefits to those members who’ve earned the best banking experience for the lowest fees: FREE.

Our Golden members enjoy saving in this basic savings account for no monthly fees and no service fees.

Recommended Use: Steady Saving


The following fees apply:


Monthly Fee FREE
# of Free Full-Serve & Electronic Transactions -


Debit (cheque, withdrawal or intra-account transfer) FREE
In-branch Deposit FREE
Bill Payment Debit* FREE

ELECTRONIC TRANSACTIONS (automated & online/mobile/telephone banking)

Debit (bill payment, outgoing transfers)** FREE
Pre-authorized Debit (PAD) FREE
Pre-authorized Deposit FREE
ATM Withdrawal or Debit Card Point-of-Sale Purchase1 FREE
Intra-account Transfer FREE
Remote Deposit FREE


Safety Deposit Box $5.00 Discount
eStatements with Cheque Images FREE

PLEASE REFER TO ACCOUNT-RELATED FEES & OTHER SERVICES FOR ADDITIONAL APPLICABLE FEES. 1Service Fees on Personal Savings Accounts are subject to change. *Additional Bill Payment fees may apply. **CCCU e-Transfer fees waived. Additional Interac e-Transfer® fees may apply.


Watch your money grow for free - you've earned it!


ONLINE BANKING PASSWORD CHANGES: Some members may be asked to change their PAC (password) when logging into online banking. Find out more.
Protect yourself and others. Effective Monday, September 28, members and staff are now required to wear a mask in all branches with some exceptions in accordance with the Public Health Order. Find out more.