Golden Savings

Available to members aged 59 years and over, our Golden Savings account provides benefits to those members who’ve earned the best banking experience for the lowest fees: FREE.

Our Golden members enjoy saving in this basic savings account for no monthly fees and no service fees.

Recommended Use: Steady Saving


The following fees apply:


Monthly Fee FREE
# of Free Full-Serve & Electronic Transactions -


Debit (cheque, withdrawal or intra-account transfer) FREE
In-branch Deposit FREE
Bill Payment Debit* FREE

ELECTRONIC TRANSACTIONS (automated & online/mobile/telephone banking)

Debit (Bill Payment, Interac e-Transfer®)** FREE
Pre-authorized Debit (PAD) FREE
Pre-authorized Deposit FREE
ATM Withdrawal or Debit Card Point-of-Sale Purchase1 FREE
Intra-account Transfer FREE
Remote Deposit FREE


Safety Deposit Box $5.00 Discount
eStatements with Cheque Images FREE

PLEASE REFER TO ACCOUNT-RELATED FEES & OTHER SERVICES FOR ADDITIONAL APPLICABLE FEES. 1Service Fees on Personal Savings Accounts are subject to change. *Additional Bill Payment fees may apply. **CCCU e-Transfer fees waived. Additional Interac e-Transfer® fees may apply.


Watch your money grow for free - you've earned it!


ONLINE BANKING PASSWORD CHANGES: Some members may be asked to change their PAC (password) when logging into online banking. Find out more.