Collabria Credit Cards

We offer both Mastercard and Visa products through Collabria Financial.

FlexRewards, the National Credit Card Program’s rewards program, allows members to earn and redeem points on a variety of credit card products. The FlexRewards program provides our members with significant choice, flexibility and control by offering point redemption through travel, gift cards, merchandise or cash back.

For current Access (and former Crosstown Civic) members: Your existing Collabria credit card remains unaffected and will continue to work as usual. You will start to see the new brand reflected in your card design as your cards expire and are reissued.

Current Promotion

Enjoy peace of mind with 5.9% balance transfers for 6 months.

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No Fee Cards


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Back Mastercard®

Earn cash rewards for everyday purchases.

It doesn't matter if you're buying groceries or gas, dining out with friends, getting a haircut or seeing the latest movie in a theatre. It all adds up to valuable cash back that can be redeemed as an account credit.



Low Rate Cards


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Centra Gold Mastercard®

A perfect balance of premium rewards and low rates.

Why pay more to carry a rewards credit card? The Centra Gold Mastercard helps you collect valuable reward points on the purchases you make on a regular basis. But you won’t break the budget with high fees or high interest rates.

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Classic Mastercard®

Credit card convenience. Simple, easy and smart.

For simple use and savings, the Classic Mastercard is the choice for you. It keeps everything easy: a low annual fee, a low interest rate, and basic purchase protection. The only decision you’ll need to make is what to buy.



Travel and Rewards

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Travel Rewards Gold Mastercard®

Your on-the-go travel companion.

The Travel Rewards Gold Mastercard is perfect for on-the-go lifestyles. From baggage coverage to emergency health coverage, you can travel with peace of mind. Plus, you'll earn rewards you can redeem for flights, hotel stays, cruises and more. It's the perfect card to get you there, and the perfect card to take along.

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US Dollar Mastercard®

Carry the card that's as rewarding as your US travel.

The US Dollar Mastercard is your key to earning the privileges you deserve - whenever you go to the United States or shop online with a US company. Because there are no foreign transaction fees for US purchases, this is the perfect card when you travel or shop in the US. The US Dollar Mastercard requires a US chequing account.

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World Mastercard®

A wide world of privileges.

The World Mastercard is your key to earning the elite-level privileges you deserve. You'll be rewarded with unique
benefits and exceptional service wherever you go.

Important: We are upgrading to a new digital banking platform. Please update or verify your mobile number or personal email by June 1st to access online banking post-upgrade. Learn more>>