Your mortgage should get you more. More flexibility, more options.

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Apply today | See all rates


Why get a Crosstown Civic mortgage?

Apply with confidence using our hassle-free pre-approval process. Make flexible payments on your schedule, within your budget. 

  • Purchase Plus Improvements
  • Love the house but hate the bathroom? Our Purchase Plus Improvements Plan gets you more mortgage so you can make improvements on the property with as little as 5% down.
  • Earn profit with Member Rewards.
    Crosstown Civic members are true owners of the organization and are eligible to share in the annual profits through our Member Rewards program. That means we pay YOU to be a member. What’s your share of $64 million?
  • Lock in your rate at any time.
    Buying, renovating or building from the ground up? Lock in any time with our five-year variable rate. If prime increases, you can choose to convert to a fixed-rate term equal to or greater than your remaining variable term.

Get more from your mortgage: Apply today

Apply online today using our secure credit application process, or visit your local Crosstown Civic branch to meet with a financial advisor. We recommend calling to make an appointment to ensure the availability of our financial advisors.


Tools + Resources

Do you qualify for a mortgage? How much interest can you save refinancing your mortgage?
How long will you be paying it off?

Please review the following resources to help you prepare for your mortgage meeting:

Guide: Facts About Mortgages | Checklist: Pre-Approval Meeting

Lending Calculators | Standard Mortgage Terms


*Rates subject to change without notice.

Effective Thursday, November 12th, all branches will serve members by phone or appointment only. While we will not be open to walk-in traffic, we are still here to help, just in a slightly different way. Learn more.