Did you know that for some children, cold temperatures mean they miss school, extracurricular activities and winter fun? Without proper winter gear, Winnipeg children are homebound.

Every year, from September to February, Koats for Kids brings Winnipeggers together to share winter outerwear. This year, Crosstown Civic Credit Union will be running a collection drive from November 5 to 30 at each of our nine branch locations.

Have winter outerwear to share?
Koats for Kids collects children's outerwear, from infant to toddler to youth. Members are invited to donate new or gently used:

  • Winter jackets (must have a working zipper and be machine washable i.e. no leather or dry clean items)
  • Ski pants
  • Boots
  • Hats
  • Scarves
  • Mittens/gloves

Crosstown Civic will have collection boxes and signs set up throughout the branch network during this time. For a complete list of drop off locations, visit KoatsForKids.ca.

Thank you for “sharing the warmth!”

The Canadian Union of Postal Workers (CUPW) has notified us that a legal strike or lockout at Canada Post could come as early as Monday, Oct. 22. Should this occur, you may experience some delays in communication with Crosstown Civic Credit Union. We will share more information on our website as we receive it.

Should mail service experience a significant disruption, the following procedures will be taken for common member needs and communications:

  • General Communication: We will contact you immediately by phone about any time sensitive issues

  • Member Statements: We will continue to print statements and forward them to your home branch until such time as Canada Post resumes service delivery. We will post on our website when statements are available to be picked up.

  • Collabria Credit Cards: If you have a Collabria credit card, you will expected to continue to make payments by the due date during any postal disruption. You can continue to make payments through online banking. New cards, replacement cards, statements and letters sent by mail will experience delays.Balances, payment amount/minimum payment and due dates are available through: MyCardInfo or by calling Card Services at 1-855-341-4643.

  • Cheque orders: Please contact us to request more cheques and we will do our best to fulfill these orders. Normal fees will apply and cheques will need to be picked up in branch.

  • ATM cards: Personalized ATM cards will not be available until Canada Post resumes service. Please visit your branch to receive a non-personalized card that can be issued instantly.

Please check back regularly for important updates, or contact your branch if you have questions.

At Crosstown Civic Credit Union, protecting your money and information is our highest priority. We follow the highest internationally recognized security standards with our banking systems, protective firewalls and authentication procedures. Despite all our efforts, there are still times when criminals can take advantage of unaware internet users. The following tips will help you tune-up your cyber security and address vulnerabilities:

  1. Be wary of links.
    Criminals may send you legitimate-looking emails with links to your login page in order to steal your login information. Never login to a website from an emailed link—always type in the URL or use a bookmark. If you receive an e-mail from Crosstown Civic Credit Union that looks suspicious, please contact your branch immediately.

  2. Different website, different password.
    Don’t use the same password for more than one site. If a criminal finds out one password, they may try using it to log in to other website. Make your passwords hard to guess, never share or save them, and update them regularly.

  3. Always logout, and clear your cache regularly.
    Never leave your computer unattended while conducting financial business. Always exit online banking using the logout button. Close your browser if you step away from your computer. Your internet browser may retain information you entered in the login screen and elsewhere until you exit the browser—this is why you must clear your cache to erase files stored on your computer from internet use.

  4. Don’t trust public Wi-Fi.
    Public Wi-Fi can easily be infiltrated by criminals using relatively affordable technology—and the same goes for public computers. Always assume your public Wi-Fi use is being monitored or recorded. Unless you’re at home, turn off your Wi-Fi and use your cellular data for any financial business or transactions.

  5. Keep your software updated.
    Criminals are constantly finding new ways to get your information or identity using technology. You need to be many steps ahead. That’s why you should enable and install all updates and patches as soon as they are available—don’t wait!

For additionalinformation on how you can stay cyber-safe, please refer to the following resources:

  • Get Cyber Safe: The Government of Canada’s cyber security website.
  • Canadian Anti-Fraud Centre: The Government of Canada's website for news and alerts about current scams. If you don’t find anything listed, don’t be afraid to call the organization directly and ask.
  • CCUA’s Cyber Safe site: A website by Canadian Credit Union Association that provides credit union-specific cyber security advice.

On October 18, 2018 we will celebrate the 70th International Credit Union (ICU) Day. ICU day recognizes the global co-operative movement and look back on the accomplishments, successes and achievements of credit unions and members around the world.

The theme for the 2018 ICU Day is "Find your platinum lining." Platinum is the traditional gift for 70th anniversaries, but it also speaks to the platinum-lined differences and impact credit unions have made and continue to make for their members. It’s a chance to be thankful for the lives and communities that have been improved by the credit union movement.

Join us at any of our branches on Oct. 18 to help us celebrate ICU Day. We will be serving snacks and refreshments throughout the day. We'd love to help you find your platinum lining!

For a limited time, we’ll reimburse your first annual fee when you get one of the following Crosstown Civic Credit Union Collabria credit cards. Please review the Terms and Conditions for the program. 

 CrosstownCivicCU MC TravelRewardsGold web

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Travel Rewards Gold Mastercard®

Your on-the-go travel companion.

The Travel Rewards Gold Mastercard is perfect for on-the-go lifestyles. From baggage coverage to emergency health coverage, you can travel with peace of mind. Plus, you'll earn rewards you can redeem for flights, hotel stays, cruises and more. It's the perfect card to get you there, and the perfect card to take along.
Annual Fee: $99

CrosstownCivicCU MC CentraGold web

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Centra Gold Mastercard ®

A perfect balance of premium rewards and low rates.

Why pay more to carry a rewards credit card? The Centra Gold Mastercard helps you collect valuable reward points on the purchases you make on a regular basis. But you won’t break the budget with high fees or high
interest rates.

Annual Fee: $50

CrosstownCivicCU MC World web

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World Mastercard®

A wide world of privileges.

The World Mastercard is your key to earning the elite-level privileges you deserve. You'll be rewarded with unique benefits and exceptional service wherever you go.

Annual Fee: $120

CrosstownCivicCU VisaInfiniteBusiness web





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Visa Infinite Business Card®

Exclusive privileges for your business.

Your new Visa Infinite Business Card is your key to earning privileges for your company! Generous benefits and exceptional services make this card the most convenient way to handle your business expenses.

Annual Fee: $99


® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

*The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.

Jascha Boge

Jascha is a P. Eng., and graduated from the University of Manitoba with a B. Sc. degree in Civil Engineering. He is a member of the Association of Professional Engineers and Geoscientists of Manitoba. Jascha’s principal occupation is Secretary-Treasurer of Langreen (2005) Ltd., a construction company that builds commercial and industrial projects in Manitoba and North West Ontario. He serves Crosstown Civic Credit Union as Chair of the Board of Directors and sits on the Executive and Governance, as well as the Loan Committee. Jascha also serves the community at large as a member of the Executive Committee of Rainbow Stage, Winnipeg’s well-known musical theatre company. Jascha and his wife, Hildi enjoy spending family time with their 6 children and 14 grandchildren.

Henry Dyck

Henry has had a career with the City of Winnipeg as a senior manager in the Planning, Property and Development Department, as well as consulting in areas of Legal Land Surveying, Property Development and Real Estate. Henry is a Professional Land Surveyor and has served as President of the Association of Manitoba Land Surveyors. He has served on various boards including Chair of the Westgate Mennonite Collegiate Board of Directors.

Henry has and continues to be involved in a variety of community organizations and/or projects that include Charleswood Mennonite Church, Westgate Mennonite Collegiate, Canadian Mennonite University, Mennonite Central Committee (MCC) and Community Housing developments. Major property development and building projects were undertaken during his leadership. Henry’s experience, knowledge and dedication in this area has been an asset to the Board and in the strategic planning and the establishment of the St. Anne’s Road, Pembina Highway, Portage Avenue (St. James) and the McPhillips Street branches. Crosstown Civic CU now has nine branches to better serve its members throughout the City.

Henry is a long time Crosstown Civic member, an active Board member and has been on the Executive, Nominating, Branching, Building (Chair) and Loans Committees. Henry has the vision, experience, energy, time and motivation needed to help continue leading Crosstown Civic to move forward into the future and stay strong. Henry and his wife Elsie have two married children and six grandchildren. Henry and his wife enjoy spending time with family, the Arts, sports, volunteering, travelling and the cottage.

Catherine Burns

Catherine Burns has served on the Board of Crosstown Civic Credit Union for six years. She Chairs the Audit and Risk Committee and has participated in the Performance Review and Evaluation Committee and Nominations Committee. Catherine has recently completed the Institute of Corporate Directors-Rotman Director Education Program and attained her ICD.D.

Catherine is a Chartered Accountant with over 30 years of experience in consulting, finance and administrative leadership positions. Her industry experience includes insurance, post-secondary education, telecommunications, health care, retail and publishing in private, public and non-profit organizations.

Catherine is currently the Interim CFO for Diagnostic Services Manitoba (DSM), a $200 million operation providing laboratory and imaging services at 77 diagnostic sites throughout Manitoba. She has worked for DSM for over seven years in a variety of leadership positions related to financial governance, organizational performance, change management and enterprise risk management.

Alan J. Janzen
Vice Chair

Alan is currently "self-deployed" after a career in education which involved teaching at all levels of public school and culminated in 23 years with Manitoba Education's Curriculum Branch as a consultant, assistant director and director. He has also been a long standing credit union board member, having served 12 years as Board Chair (president) of Crosstown Credit Union, and subsequently has been active in every aspect of committee work with Crosstown Civic Credit Union. He is currently Board Vice-Chair and Chair of the Performance Review Committee. Alan holds B.A., B.Ed., and M.Ed. degrees from the University of Manitoba. Alan enjoys spending quality time with his family, is active in his church community, and enjoys choral singing and volunteering with The MCC.

Ellie Krahn

Ellie became a member of the credit union in 1971 and joined the Board in 2000. She has served in many capacities including the Personal Committee, President of the Safeway Credit Union Board from 2003 until amalgamation with Civic, as Vice President of Civic Credit Union from the Civic/Safeway amalgamation to the Crosstown Civic amalgamation. With Crosstown Civic she has served on the Executive, Loans, Nominating, and Building Committee's. She has completed the required Credit Union Director Achievement Program as well as many optional training modules.

Randy Schartner

Randy has founded/co-founded four entrepreneurial start-ups over the past 15 years. The most successful one was purchased by Priceline.com, a public, multi-national company. He is currently the President of Priceline Partner Network and oversees its Winnipeg office and manages key accounts for the company, which has seen tremendous growth over the past six years. Randy is also a Real Estate and Development entrepreneur.

Don Enns

Don has been a member of our credit union for more than thirty five years. Don possesses a Master of Business Administration (MBA) degree, a Post Baccalaureate Diploma in Management, and an Honours Certificate in Project Management. Don has also completed extensive course work in organizational behavior, strategic planning, financial management, and ethical decision making. Don is a District Chief with the Winnipeg Fire Department and an instructor for both Dalhousie University and the Justice Institute of British Columbia, facilitating fire service based administrative course delivery to students across Canada while utilizing an online platform.

John Zacharias

John is a Chartered Professional Accountant and has been in private practice since 1978. During those years, he worked with many businesses in manufacturing, construction, retail and service industries assisting them with their accounting, financial and tax planning needs. He also served on various boards including the Society of Management Accountants of Manitoba, Westgate Mennonite Collegiate and treasurer of the North Kildonan Mennonite Church. John and his wife Helen have been members of Crosstown Civic Credit Union for more than forty-five years.

Ingrid Loewen

Ingrid is a Chartered Accountant (1986) with a Bachelor of Commerce, Honours Degree (1983) from the University of Manitoba. For 25 years she worked for one of Manitoba’s largest crown corporations in leadership positions including the Chief Audit Executive and Chief Financial and Strategy Officer with a wide range of responsibilities including governance, strategy, finance, internal audit, privacy, social responsibility, and communications. Ingrid has extensive experience with board governance as an executive responsible for board processes and a board/committee member for various professional associations, not-for-profit organizations and Church Council.

Mona Forsen

Chief Executive Officer

Prior to joining Crosstown Civic, Mona held executive leadership roles within the Manitoba credit union system, and a variety of management roles with a major Canadian bank. She holds a Master of Business Administration and Bachelor of Commerce (Honours) degree from the University of Manitoba. As Chief Executive Officer, Mona believes that Crosstown Civic is all about helping our members achieve their financial goals and that this is only accomplished by caring about and investing in CCCU employees, members and the local communities we serve. Mona and her husband Ward enjoy traveling and participating in many sporting activities.

Bernice McClintock

Chief Operating Officer

Bernice has worked within the credit union system in various leadership roles for over 20 years. She is passionate about optimizing our members’ experiences within our credit union. She holds her Certificate in Management (Honours) and a Professional Management designation, and has been recognized as a leader in her field. Bernice is actively involved in the community, and has served on the board of The Elizabeth Fry Society, Community Credit Counselling, and The Manitoba Marathon. Bernice volunteers for Manitoba Cancer Care, Siloam Mission and Canadian Blood Services. Bernice and her husband Phil are actively involved in the many outdoor sporting events Winnipeg has to offer.

Brent Berzuk

Chief Governance & Risk Officer

Brent has been employed in the financial services field his entire career, initially in various branch banking roles with major Canadian Chartered Banks, and more recently for almost a decade in the Manitoba Credit Union system in areas of specialized project work and risk management. Brent is a graduate of the University of Manitoba where he obtained his B.Comm (Hons) degree, and he also holds his Canadian Risk Management designation (CRM) awarded through the Global Risk Management Institute. Brent was born and raised in Winnipeg and enjoys raising his two boys with his wife Cindy.

Joël Bosc
Chief Financial Officer

Joël joined Crosstown Civic Credit Union in 2007 as its Chief Financial Officer. Prior to joining the credit union, Joël held various senior accounting and finance roles, including five years as director of finance at a Manitoba caisse populaire. Joël is a CPA,CA, having attained his Chartered Accountant designation while working with Ernst & Young’s Winnipeg office, and also holds a Bachelor of Commerce (Honours) degree from the University of Manitoba.

Neil Enns
Commercial Department Manager

Neil Enns is the Manager of the Crosstown Civic Commercial Department and has been employed by the credit union for over 26 years. He has seen the commercial department grow from about $2,000,000 in size to its current portfolio of over $700,000,000. Neil has a degree from the University of Manitoba, Faculty of Business with a major in Finance. He is married to his wife Patty and they have three wonderful daughters.

Rick Yallits
Chief Information Officer

Rick is the CIO of CCCU. He has been employed by CCCU since 2010 but has been involved with CCCU and their IT since the early 90’s, when there were only four branches. Prior to 2010, Rick spent the previous 17 years working for another company which provided IT services to many CU’s within the province, of which CCCU was one. Rick has a diploma from RRCC in Business Administration as well as a Certificate from RRCC in Computer programming.

Deborah Harri

Deborah’s is a corporate governance professional with over 20 years of experience. She was formerly an executive and member of the leadership team of the Canadian Wheat Board. Deborah also served as Corporate Secretary of the CWB for 10 years, which involved advising and working closely with an elected board. She has formal director training and is an accredited director with an ICD.D designation from the Institute of Corporate Directors (ICD)-Rotman School of Management Directors Education Program.

Deborah is currently chair the board of the Manitoba Lung Association and also serves on the Executive of the Manitoba Chapter of the ICD, on the advisory board of NovaTuri Group and on the Governance Renewal Subcommittee of the Canadian Lung Association.

Deborah holds a Bachelor of Commerce (Honours) degree from the University of Manitoba and has taken numerous corporate governance courses.

Ken Braun

Ken Braun is the General Manager of a large home builder in Winnipeg. Previously he spent most of his career in the concrete business, culminating in a General Manager role. In this role he oversaw four production facilities and a large logistics network. He obtained a Bachelor of Commerce (Honours) and a Master of Business Administration from the Asper School of Business at the University of Manitoba. To enhance his formal education, Ken broadened his leadership skills through numerous courses including the Dale Carnegie Leadership Training for Managers as well as a Mannaz Management Program in Malaysia. These training opportunities, along with escalating managerial responsibilities, gave him tools needed to lead an organization. In addition to his professional experience, Ken has served on the board of directors for three not-for-profit organizations, which include two separate roles as committee chair. Serving in his local community has been fulfilling and rewarding. Ken has been a Crosstown Civic Credit Union member since his parents first took him to open an account as a child. This is the only financial institution he has ever used. His 10 and 8 year old daughters recently became members, proudly carrying on the family tradition. When he is not working or volunteering, he enjoys golf, travelling with his family or simply watching Netflix with his wife.