More flexibility, more options.
Why get a Crosstown Civic mortgage?
Apply with confidence using our hassle-free pre-approval process. Make flexible payments on your schedule, within your budget.
Get cash back now.
Buying a new home? We’ll give you $500 cash back** when you open a mortgage on a new home with Crosstown Civic Credit Union.
Transfer-in fees covered.
Moving your mortgage to Crosstown Civic? We’ll pay your transfer-in fees from any other financial institution up to $800.***
Purchase Plus Improvements
Love the house but hate the bathroom? Our Purchase Plus Improvements Plan gets you more mortgage so you can make improvements on the property with as little as 5% down.
Earn profit with Member Rewards.
Crosstown Civic members are true owners of the organization and are eligible to share in the annual profits through our Member Rewards program. That means we pay YOU to be a member. What’s your share of $64 million?
Lock in your rate any time.
Buying, renovating or building from the ground up? Lock in any time with our five-year variable rate. If prime increases, you can choose to convert to a fixed-rate term equal to or greater than your remaining variable term.
*Rates subject to change without notice.
**Appraisal and legal fees (up to a maximum of $500). Only one new mortgage cash bonus incentive offer is made available per member. CCCU to pay appraisal fees and will credit remaining balance up to $500 to the members CCCU chequing or savings account within 60 days of the mortgage being funded.
***The maximum of $800 is not applicable towards legal fees or mortgage penalties. Mortgage Registration Fees and other conditions may apply. Limited time offer.