Get Down to Business: Chequing Accounts

Whether you’re a longtime member, or brand new to Access Credit Union, you can count on receiving the best account options available.

We offer accounts with no fees, low fees, free deposits, and full access to INTERAC® payment services.

We're here to help you at every stage of your business, whether you're just starting out or have matured into a solid organization. Our Commercial Account Managers provide expertise that can help you make that next step with confidence.

Connect with our Commercial Account team today at wpgbusiness@accesscu.ca to set up your business account.

Every account comes with:

  • Full access to INTERAC® payment services
  • Ability to move your money quickly and conveniently with services like debit, e-Transfer®, AutoDeposit®, or Request Money®
  • Access to online banking, Access 24-7 mobile app, and our Member Solutions Centre.

 

Pay As You Go

For business members with fluctuating balances who need daily access to their funds.

  • No monthly fee
  • Low per-transaction fees
  • An inexpensive option if you conduct minimal transactions per month
See account details and fees
 Monthly Fee  $0  Electronic Transfers  $0.65
 Exemption Balance  N/A  Online Bill Payments  $0.65
 Deposits  Free  Telephone Bill Payments  $0.65
 In-Branch Withdrawals  $0.75  INTERAC® e-Transfers   $1.00
 In-Branch Bill Payments*  $1.00  MB CU ATM Access  $0.65
 Cheque Clearing  $0.65  Debit Card Purchases  $0.65

 

*Not included in monthly package benefits. Collabria credit card payments and government agency payments waived.

Value

For business members with a moderate number of transactions.

  • Free deposits
  • Includes 40 free withdrawals per month
  • Monthly fee is waived if you maintain a $100,000 daily closing balance
See account details and fees
 Monthly Fee  $20  Electronic Transfers  $0.65
 Exemption Balance $100,000  Online Bill Payments  $0.65
 Deposits  Free  Telephone Bill Payments  $0.65
 In-Branch Withdrawals  $0.75  INTERAC® e-Transfers   $1.00
 In-Branch Bill Payments*  $1.00  MB CU ATM Access  $0.65
 Cheque Clearing  $0.65  Debit Card Purchases  $0.65

 Other benefits: 40 free withdrawals per month (cheques, bill payments, cash withdrawals, electronic and debit card purchases, MB ATM transactions)

*Not included in monthly package benefits. Collabria credit card payments and government agency payments waived.

Plus

The plan for business members with many monthly transactions.

  • Free deposits
  • Includes 100 free withdrawals per month
  • Monthly fee is waived if you maintain a $100,000 daily closing balance
See account details and fees
 Monthly Fee  $50  Electronic Transfers  $0.65
 Exemption Balance $100,000  Online Bill Payments  $0.65
 Deposits  Free  Telephone Bill Payments  $0.65
 In-Branch Withdrawals  $0.75  INTERAC® e-Transfers   $1.00
 In-Branch Bill Payments*  $1.00  MB CU ATM Access  $0.65
 Cheque Clearing  $0.65  Debit Card Purchases  $0.65

 Other benefits: 100 free withdrawals per month (cheques, bill payments, cash withdrawals, electronic and debit card purchases, MB ATM transactions)

*Not included in monthly package benefits. Collabria credit card payments and government agency payments waived.

USD

Provides business members with access to US funds.

  • No monthly fee
  • Easy access to US funds
See account details and fees
 Monthly Fee  $0  Electronic Transfers  $1.00
 Exemption Balance N/A  Online Bill Payments  N/A
 Deposits  Free  Telephone Bill Payments  N/A
 In-Branch Withdrawals  $1.00  INTERAC® e-Transfers  N/A
 In-Branch Bill Payments  N/A  MB CU ATM Access  N/A
 Cheque Clearing  N/A  Debit Card Purchases  N/A

Non-Profit

An unlimited account for non-profit groups and organizations.

  • No monthly fee
  • Unlimited online withdrawals
See account details and fees
 Monthly Fee $0  Electronic Transfers  N/A 
 Exemption Balance N/A  Online Bill Payments  N/A
 Deposits Free  Telephone Bill Payments  N/A
 In-Branch Withdrawals Free  INTERAC® e-Transfers  $1.00 
 In-Branch Bill Payments* $1.00  MB CU ATM Access  N/A
 Cheque Clearing Free  Debit Card Purchases  N/A

*Not included in monthly package benefits. Collabria credit card payments and government agency payments waived.

Open an account

Ready to open a chequing account suited for your business? Contact us today at wpgbusiness@accesscu.ca to get started.

Accounts at a glance: Downloadable resources

Learn more about the new accounts and service fees by browsing our updated account brochures:

Personal Accounts | Business Accounts | Service Fees

What’s changed from your previous Crosstown Civic account?

We’ve highlighted specific changes for you in this PDF.

Important: We are upgrading to a new digital banking platform. Please update or verify your mobile number or personal email by June 1st to access online banking post-upgrade. Learn more>>