What is a Credit Union?

Credit unions are financial co-operatives that operate on the fundamental principle of democratic ownership – one member, one vote. Learn more about Manitoba’s Credit Unions.

Why join Access Credit Union?

Membership means something at Access Credit Union. As a member-owner, you gain the opportunity to participate in a successful co-operative financial institution that works to better your financial life, as well as make a positive contribution to the communities you live, work, and play in.

As a co-operative, we also follow the Co-Operative Principles. These principles are based on the values of self-help, self-responsibility, democracy, equality, equity and solidarity, and guide many of the decisions we make every day.

Here are more benefits to joining Access Credit Union:

  • Get financial solutions tailored to your needs.
    Access employees help you develop flexible solutions that fit your story. We have the right products for you at any stage in life.
  • Bank remotely and get the support you need.
    From our mobile app to our Member Solutions Centre, we help you get your banking done.
  • Have democratic control over decisions.
    Access Credit Union is a democratic organization controlled by our members who actively participate in setting policies and making decisions.
  • Contribute to a better credit union.
    Members contribute equitably to, and democratically control, the capital of their co-operative. At least part of that capital is usually the common property of the co-operative.
  • Receive education and training so we are stronger together.
    Access Credit Union provides education and training for our members and employees so we can all contribute effectively to the development of our credit union.
  • Care for your community.
    Access Credit Union works for the sustainable development of our communities through policies approved by their members, which includes charitable giving, volunteerism, and community involvement.

If these values are important to you too, you should consider joining close to 85,000 others who benefit from membership with Access Credit Union!

Who can join?

Co-operatives are voluntary organizations open to all persons able to use their services and willing to accept the responsibilities of membership without gender, social, racial, political, or religious discrimination. Anyone who wishes to join and meets the membership requirements can become a member of Access Credit Union.

Become a Member today

You can open your first account with Access Credit Union from the comfort of your own home—or anywhere you happen to be! It's fast, easy and secure.

Apply online at 

Important: We are upgrading to a new digital banking platform. Please update or verify your mobile number or personal email by June 1st to access online banking post-upgrade. Learn more>>