Limited Time Cash Back Offer – Official Terms and Conditions

This offer applies to all qualifying new residential mortgages approved or pre‐approved beginning June 1, 2020. Crosstown Civic Credit Union will deposit the cash back into the CCCU chequing or savings account of your choice within 60 days of your mortgage being funded. This is a limited time offer. Cash back amounts are distributed as follows:

Net New Financing Amount  Limited Time Cash Back Bonus
 $100,000 - $199,999  $750
 $200,000 - $249,999  $1250
 $250,000 - $499,999  $2000
 $500,000 - $649,999  $3000
 $650,000 - $749,999  $3500
 $750,000 and over  $4000

No rate increase will be levied with the cash back offer during the campaign period.


  • Applicable to net new dollars only
  • Existing Crosstown Civic mortgages will qualify if net new financing amount is within the required limits
  • Mortgage must be a 5-year fixed rate term
  • Mortgage must be fully funded on or before November 30, 2020
  • Must be owner-occupied (excludes any Concentra mortgages, construction-draws, commercial, recreational or residential rental properties)
  • Must have a chequing or savings account with direct deposit at Crosstown Civic Credit Union

This offer is available to new and existing CCCU members where a new residential mortgage is approved and funded meeting the above qualifications. Net new mortgages can only qualify for one cash back offer; either this Limited Time Cash Back Bonus as outlined above or the ongoing Cash Back Mortgage product. The Limited Time Cash Back Bonus offer does not include a rate increase.

All approvals and amortization repayment schedules are determined by member credit and risk profiles. If the mortgage is closed or is in default during the initial term, this offer will be revoked and the cash back bonus will be reimbursed to CCCU. This offer is subject to change or cancellation without notice at the sole discretion of Crosstown Civic Credit Union.

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