RRSP Top-Up Loans
- Personal loan to enable members to "top-up" on prior years' RRSP Carry Forward Contribution Room with CCCU RRSP.
- Interest rate is variable at prime plus 0.50%.
- Interest paid is eligible for bonus annually under our Member Equity Plan.
- Regular repayments can stretch out up to ten years, but 30% lump sum repayment from income tax refund is required within first 90 days of loan advance.
- Minimum loan amount is $10,000, with maximum $30,000.
- FREE descriptive statement provided monthly.